Multitude SE (Formerly Ferratum Oyj)

Finland Country flag Finland
Sector: Consumer Finance
Ticker: FRU
ISIN: FI4000106299
Factsheet Factsheet

Market multiple valuation of Multitude SE ( FRU | FIN)

The most common multiple used in the valuation of stocks is the P/Earnings NTM multiple (Price to Earnings). P/E relates the current share price with the market expectations in terms of Earnings Per Share. This multiple is used to compare a company's market value with its earnings. A company with a high P/Earnings NTM is considered to be overvalued; a company with a low P/Earnings NTM is considered to be undervalued.
The P/Earnings NTM ratio of Multitude SE is significantly lower than the median of its peer group: around 12.00. The company valuation of Multitude SE according to these metrics is way below the market valuation of its peer group.
The P/Earnings NTM ratio of Multitude SE is significantly lower than the average of its sector (Consumer Finance): 9.90. The company valuation of Multitude SE according to these metrics is way below the market valuation of its sector.
The P/Earnings NTM ratio of Multitude SE is lower than its historical 5-year average: 7.4. The (current) company valuation of Multitude SE is therefore below its valuation average over the last five years.

Valuation
P/E Last P/E (e) 2024P/E NTM
Multitude SEFree trialFree trialFree trial
International PeersFree trialFree trialFree trial
Consumer Finance8.459.929.90
OMXH2510.6816.5415.70
Finland11.6413.5612.73
More...
Beta (Ref: OMXH25)
Levered betaUnlevered beta
1-Year0.070.49
2-Year0.302.22
3-Year0.44N/M
More...
Stock Perf excl. Dividends (in EUR)
FRUOMXH25Rel. Perf.
Year-to-Date15.5%-2.1%17.6%
1-Week1.0%0.6%0.4%
1-Month17.6%-0.6%18.1%
1-Year27.2%-4.8%31.9%
3-Year-17.5%-11.3%-6.2%
5-Year-56.9%7.9%-64.9%
More...
International Peers - Multitude SE
Company NameCtryMarket
Cap.
last (mUSD)
Multitude SEFIN121
International Peers Median0.37
Credit Saison Co., Ltd.JPN3 346
FirstCash Inc.USA5 540
Credit Corp Group Limit...AUS825
Money3 Corporation Limi...AUSN/A
EZCORP Inc.USA580
GPRV Analysis
Multitude SE
Intl. Peers
U.S Patents No. 7,882,001 & 8,082,201
More...
Net Sales Chart
More...
Quotes Chart

1-Year Rebased Stock Chart

  • Multitude SE
  • OMXH25
More...

Did you know ?

Multiples charts provide an effective way to quickly analyze a company's valuation over a period of time, and compare it against the valuation of another company, a personal list, or a market index.

About Market Multiples

Many methods can be used to value a company. In reality, business valuation is often a combination of these different approaches. One of the most widely used quantitative methods is the market multiples method. The market valuation is utilized generally as a primary market input, to provide an objective starting point for the valuation. Put simply, this method multiplies the sales or profits of a business by an industry averaged multiplier to calculate the Market Value of the business.
Current multiples include:
- Historical multiples based on standardized financials for the last completed fiscal period: Last, Last Twelve Months (LTM);
- Forward multiples based on consensus estimates for the current fiscal period and next ones: Next Twelve Months (NTM), FY0, FY1.
Current multiples based on per-share metrics (such as earnings per share or book value per share) are calculated using the last closing price, while current multiples based on company-level metrics (such as net sales, EBIT or EBITDA) are calculated using the current market cap or EV (Enterprise Value).